Insurance, on the one hand, is a medical decision concerning an individual. On the other hand, a public event aimed at preventing infection and complications. In addition, it is a public health measure and an activity to ensure that people’s health is maintained. Insurance can be considered an effective public health policy, however, it limits the freedom of personal choice when stated as a mandatory measure.
From an ethical point of view, it is essential that medicine respects the autonomy of each person, and respects his right to make decisions that are vital for himself or a loved one based on free, informed consent. There may be people who financially cannot afford to buy insurance or start-up companies for whom it is impossible to provide insurance for all employees. This can be made mandatory for people only on the condition that there are health plans that are financially affordable for any stratum of the population and cover all basic needs.
At the level of the healthcare system, society sets high moral, ethical, and professional standards for the medical corporation. It is important for society to trust the professionalism of doctors, to hope for the ethical stability of a medical corporation, and to be confident that medicine will provide quality care for any problem (Lynch et al., 2019). People purchasing insurance must be confident in the appropriateness of this decision.
In conclusion, insurance can only be made ethically binding if there is assurance that the solution is effective and at the same time available to all. In other cases, fines for lack of insurance may be considered incorrect actions, as they limit the freedom of action of a person. Thus, at this stage of development of the health care system, people should be provided with information and the opportunity to make choices based on it.
Lynch, T. J., Wolfson, D. B., & Baron, R. J. (2019). A trust initiative in health care: Why and why now? Academic Medicine, 94(4), 463-465. Web.